Detailed Comparison
PayArmorX vs Adyen
A comprehensive comparison of features, fees, and benefits to help you make the best choice for your business.
PayArmorX
The Future of Payment Processing
Transaction Fee0.8% - 1%
Chargeback Fee$0
SettlementInstant
Crypto Support
Adyen
The payments platform built for growth
Transaction FeeInterchange + 0.15% - 0.25%
Chargeback Fee$15 - $25 per chargeback
Settlement1-2 business days
Crypto Support
Calculate Your Savings
Enter your monthly processing volume to see how much you could save with PayArmorX
$10K
$1K$500K$1M+
Monthly Cost with Adyen
$35
Fees: $20
Chargebacks: $15
Monthly Cost with PayArmorX
$90
Fees: $90
Chargebacks: $0
Monthly Savings
-$55
Annual Savings-$660
You save-157.1%compared to Adyen
Lower Fees
-$70 saved on fees
Zero Chargebacks
$15 saved on chargebacks
Instant Settlement
No waiting periods
Feature Comparison
Detailed side-by-side comparison of key features
| Feature | PayArmorX | Adyen |
|---|---|---|
Transaction Fees | 0.8% - 1% | Interchange + 0.15% - 0.25% |
Chargeback Fees | $0 (No traditional chargebacks) | $15 - $25 per chargeback |
Settlement Time | Instant | 1-2 business days |
Setup Fees | $0 | $0 |
Cryptocurrency Support | Yes | No |
PayArmorX Features
What makes us better
- Zero chargebacks - blockchain finality
- Lowest transaction fees in the industry
- Instant settlement - no waiting periods
- Multiple payment methods including crypto
- No setup fees or monthly minimums
- Transparent pricing
- Modern API and developer tools
- Real-time analytics
Adyen Overview
What to know
Pros:
- Unified commerce platform
- Global payment methods
- Interchange-plus pricing
- Strong for enterprise
- Real-time reporting
Cons:
- High minimum volume requirement
- Complex pricing structure
- Not suitable for small businesses
- Chargeback fees
- No cryptocurrency support
Payment Methods
Supported payment methods comparison
PayArmorX
Credit & Debit Cards
Apple Pay
Google Pay
Cryptocurrency
Digital Wallets
Adyen
Credit & Debit Cards
Digital wallets
Bank transfers
Buy now, pay later
Local payment methods (250+ methods)
Why Choose PayArmorX?
Key advantages over Adyen
Lower Fees
Our competitive rates mean more money in your pocket.
No Traditional Chargebacks
Blockchain-based payment conversion eliminates traditional card network chargebacks. Save on chargeback fees and disputes.
Instant Settlement
Get paid immediately. No waiting periods, no holds, no delays. Your money when you need it.
PayArmorX is Best For
- E-commerce businesses
- Digital goods merchants
- High-risk industries
- International businesses
- Crypto-friendly merchants
- Businesses wanting to eliminate chargebacks
Adyen is Best For
- Large enterprises
- Global businesses
- High-volume merchants
- Multi-channel retailers