PayArmorX vs. The Competition
See how PayArmorX compares to leading payment processors. We offer lower fees, elimination of traditional chargebacks, and instant settlement—all while providing the features your business needs.
Lower Fees
Save up to 60% on transaction fees compared to traditional processors
No Traditional Chargebacks
Blockchain-based conversion eliminates traditional card network chargebacks
Instant Settlement
Get paid immediately, no waiting periods or holds
Quick Comparison
See how we stack up against the competition at a glance
| Processor | Transaction Fee | Chargeback Fee | Settlement Time | Crypto Support |
|---|---|---|---|---|
| PayArmorX | 0.8% - 1% | $0 | Instant | |
| Stripe | 2.9% + $0.30 | $15 per chargeback | 2-7 business days (7 days for new accounts) | — |
| Square | 2.9% + $0.30 | $15 per chargeback | 1-2 business days | — |
| PayPal | 2.9% + $0.30 (domestic), 4.4% + fixed fee (international) | $20 per chargeback | 1-3 business days | — |
| Authorize.Net | 2.9% + $0.30 (gateway fee: $25/month or $0.10 per transaction) | $25 per chargeback | 2-3 business days | — |
| Adyen | Interchange + 0.15% - 0.25% | $15 - $25 per chargeback | 1-2 business days | — |
In-Depth Comparisons
Read our detailed comparisons to see why PayArmorX is the better choice for your business
PayArmorX vs Stripe
Leading online payment processing platform for internet businesses
PayArmorX vs Square
All-in-one payment and point-of-sale solution for businesses
PayArmorX vs PayPal
Global online payment system and digital wallet
PayArmorX vs Authorize.Net
Payment gateway service for merchants accepting online payments