PayArmorX vs Stripe
A comprehensive comparison of features, fees, and benefits to help you make the best choice for your business.
PayArmorX
The Future of Payment Processing
Stripe
The new standard in online payments
Save up to 72% on transaction fees
With PayArmorX, you'll pay 0.8% - 1% per transaction compared to 2.9% + $0.30 with Stripe. That's significant savings that add up over time.
Calculate Your Savings
Enter your monthly processing volume to see how much you could save with PayArmorX
Feature Comparison
Detailed side-by-side comparison of key features
| Feature | PayArmorX | Stripe |
|---|---|---|
Transaction Fees | 0.8% - 1% | 2.9% + $0.30 |
Chargeback Fees | $0 (No traditional chargebacks) | $15 per chargeback |
Settlement Time | Instant | 2-7 business days (7 days for new accounts) |
Setup Fees | $0 | $0 |
Cryptocurrency Support | Yes | No |
PayArmorX Features
What makes us better
- Zero chargebacks - blockchain finality
- Lowest transaction fees in the industry
- Instant settlement - no waiting periods
- Multiple payment methods including crypto
- No setup fees or monthly minimums
- Transparent pricing
- Modern API and developer tools
- Real-time analytics
Stripe Overview
What to know
Pros:
- Industry leader with strong reputation
- Excellent developer experience
- Wide range of payment methods
- Strong fraud prevention
- Comprehensive documentation
- Global reach
Cons:
- Higher transaction fees (2.9% + $0.30)
- Chargeback fees ($15 each)
- 7-day settlement for new accounts
- No cryptocurrency support
- Complex pricing structure
Payment Methods
Supported payment methods comparison
PayArmorX
Stripe
Why Choose PayArmorX?
Key advantages over Stripe
Lower Fees
Save up to 72% on transaction fees compared to Stripe.
No Traditional Chargebacks
Blockchain-based payment conversion eliminates traditional card network chargebacks. Save on chargeback fees and disputes.
Instant Settlement
Get paid immediately. No waiting periods, no holds, no delays. Your money when you need it.
PayArmorX is Best For
- E-commerce businesses
- Digital goods merchants
- High-risk industries
- International businesses
- Crypto-friendly merchants
- Businesses wanting to eliminate chargebacks
Stripe is Best For
- Online businesses
- SaaS companies
- Marketplaces
- Subscription services
- International businesses